Digital Disruption

Highlights of IBM Think 2019

As noted in a previous post, I attended IBM’s Think 2019 conference in San Francisco earlier this month. For four days I listened to all types of presenters, met with IBM and partner representatives, talked to people in all kinds of industries, and finally met in person a fintech-verse friend I have known for many…

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I’ll Be Attending the 2019 IBM Think Conference

For the past several years I’ve been fortunate to be able to attend many banking and fintech related conferences. One of the drawbacks to going back to these conferences has been that they all tend to cover the same ground year in and year out. Last year, I began to venture outside the comforts of…

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The Amazon Blockchain: Revolutionary or Hype?

Recently, Amazon announced their entry into the world of blockchain. Their announcement has confused many people, including myself.  The confusion comes from a dual announcement which introduced a database service, that includes a few blockchain-like features, along with their “Amazon Managed Blockchain.” The intriguing database service is explained as follows: “If you need a centralized…

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What is Fintech? (An interactive illustration)

What is Fintech? “Fintech is a dynamic segment at the intersection of the financial services and technology sectors where technology-focused start-ups and new market entrants innovate the products and services currently provided by the traditional financial services industry.” -PwC Fintech Report Fintech Growth Driven by rapid urbanization, strong demand from millennials and favorable regulations, the…

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Is The Banking Industry Experiencing a ‘Fintech Moment’?

  I wrote a piece for The Financial Brand that examined the trend of comparing banking’s response to fintech to failures by Kodak, Blockbuster, Borders, and others in implementing technology.  I posit that the failure isn’t one of technology implementation but of lack of strategic thinking. The Financial Brand described it thus: There are many analogies between the competitive pressures…

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Your organization has decided to launch an “Innovation Lab” and they have assigned you to run it. Now what?

Your organization has decided to launch an “Innovation Lab” and they have assigned you to run it. Now what? by Alex Jimenez | April 5, 2017 | Digital Disruption Fueled by the success of disrupting technology and innovative startups, organizations of all sizes and from vastly different industries are jumping on the innovation bandwagon. Most…

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Stop trying to centralize my blockchain

Stop trying to centralize my blockchain by Alex Jimenez | January 18, 2016 | Blockchain, Digital Disruption The topic of blockchain drew the most discussion in Fintech for 2015, not THE bitcoin blockchain but just the general concept of a shared distributed public ledger. Financial institutions (FIs) have varied views about what blockchain technology can…

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