Fintech

Is There a Role for the Branch in The Digital World?

I was fortunate to participate in FinovateSpring in San Francisco this past May. I joined the Leaders Debate session titled “How New Players, New Platforms & New Technologies Will Transform Digital Banking. Is There A Role For The Branch In The Digital World?” In preparation for that session, they asked me to write a blog…

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5 Fintech Trends to Track in 2019

Zions Bank interviewed me for an article in their community blog covering fintech trends. The resulting piece covers five fintech trends I’m following this year: Accelerated Experiences Gamification Open Banking Artificial Intelligence Biometrics The article can be read here.

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Highlights of IBM Think 2019

As noted in a previous post, I attended IBM’s Think 2019 conference in San Francisco earlier this month. For four days I listened to all types of presenters, met with IBM and partner representatives, talked to people in all kinds of industries, and finally met in person a fintech-verse friend I have known for many…

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I’ll Be Attending the 2019 IBM Think Conference

For the past several years I’ve been fortunate to be able to attend many banking and fintech related conferences. One of the drawbacks to going back to these conferences has been that they all tend to cover the same ground year in and year out. Last year, I began to venture outside the comforts of…

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The Amazon Blockchain: Revolutionary or Hype?

Recently, Amazon announced their entry into the world of blockchain. Their announcement has confused many people, including myself.  The confusion comes from a dual announcement which introduced a database service, that includes a few blockchain-like features, along with their “Amazon Managed Blockchain.” The intriguing database service is explained as follows: “If you need a centralized…

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Interview with Efma: At work with Alex Jimenez

Alex Jimenez is vice president and senior strategist for program planning, strategy and standards, Enterprise Technology and Operations at Zions Bancorporation. He told Efma’s Boris Plantier about his life and work. Please tell us a little bit about your background. I was born in Bogotá, Colombia, and our family emigrated to the US just before…

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My interview with ThreatMetrix

I had the opportunity to be on ThreatMetrix‘s video podcast Digital Identity 360.  Frank Teruel and I explored “the opportunity to serve the underbanked globally and the potential to further incorporate AI into Fintech in the future.” You can access it here.

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Is The Banking Industry Experiencing a ‘Fintech Moment’?

There are many analogies between the competitive pressures facing the banking industry and the forces that killed Kodak, Blockbuster, Borders and taxis. These comparisons emphasize the importance of not being complacent, and why banking providers must innovate and respond to consumer expectations. Recently, the former CEO of Barclays said publicly that banking could be facing…

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Finovate Spring 2018

I was privileged to attend and participate at the Spring 2018 Finovate.  I was part of two panel discussions.  The first panel, “Payment Innovation – What do you need to know about emerging technologies,” covered a discussion on payments innovation including real-time payments, hidden payments, blockchain, and what is next.  The second session, ” Strategy Session: The…

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My Interview with Aspire Systems on Fintech and Banking

  Shekhar Singh from Aspire Systems recently interviewed me for their blog series.  He describes the discussion thus: At a time when more than 80% of Financial Institutions believe their business is at risk according to a PWC report, disruption is uppermost in the minds of every Banking provider. Is Open Banking a boon or a bane, and…

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