Innovation

Highlights of IBM Think 2019

As noted in a previous post, I attended IBM’s Think 2019 conference in San Francisco earlier this month. For four days I listened to all types of presenters, met with IBM and partner representatives, talked to people in all kinds of industries, and finally met in person a fintech-verse friend I have known for many…

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I’ll Be Attending the 2019 IBM Think Conference

For the past several years I’ve been fortunate to be able to attend many banking and fintech related conferences. One of the drawbacks to going back to these conferences has been that they all tend to cover the same ground year in and year out. Last year, I began to venture outside the comforts of…

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Is The Banking Industry Experiencing a ‘Fintech Moment’?

  I wrote a piece for The Financial Brand that examined the trend of comparing banking’s response to fintech to failures by Kodak, Blockbuster, Borders, and others in implementing technology.  I posit that the failure isn’t one of technology implementation but of lack of strategic thinking. The Financial Brand described it thus: There are many analogies between the competitive pressures…

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Finovate Spring 2018

I was privileged to attend and participate at the Spring 2018 Finovate.  I was part of two panel discussions.  The first panel, “Payment Innovation – What do you need to know about emerging technologies,” covered a discussion on payments innovation including real-time payments, hidden payments, blockchain, and what is next.  The second session, ” Strategy Session: The…

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My Interview with BankRelevant on the Future of Banking

Recently, I had the opportunity to sit down with Syed Bukhari and Pari Bose from BankRelevant to discuss the future or banking and fintech.  We covered fintech-banking relationships, bank innovation, open banking, omni or opti channel, and even the voice channel.  You can read the discussion here.

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My Podcast Episode With Tearsheet On Mobile & Digital Banking

Last week Tearsheet.co featured me in their podcast. As they note, they’ve been “interviewing top thought leaders, executives, entrepreneurs and technologists actively making the future of finance a reality.” I am very thankful for the opportunity to talk about my career, the influence of technology in banking, payments, fintech, and innovation.  The one slight correction I have to…

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Your organization has decided to launch an “Innovation Lab” and they have assigned you to run it. Now what?

Your organization has decided to launch an “Innovation Lab” and they have assigned you to run it. Now what? by Alex Jimenez | April 5, 2017 | Digital Disruption Fueled by the success of disrupting technology and innovative startups, organizations of all sizes and from vastly different industries are jumping on the innovation bandwagon. Most…

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Is this really the future of the bank branch?

  As digital banking continues to grow with banking customers, customer traffic in bank branches has drastically reduced.  In fact, 94% of consumers under 35-years-old bank online, according to First Data’s report, The Unbanked Generation.  The problem has grown so overwhelming that it has become the biggest concern branch banking is facing. So far the approach that…

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